Growing Emergency Funds
Experts say that you should have an emergency fund in savings that can cover up to three months of bills if something were to happen where your cash flow is halted. Whether that's losing your job, getting injured at work or having baby. Check out some easy ways to grow…
What are Treasury Management Services?
Treasury Management services are designed to help business clients improve processing of business receivables, optimize payment options, manage use of funds, while mitigating risk and maintaining visibility of banking activities. Treasury Management services are principally broken into 5 parts: receivables, disbursements, fraud, information, and liquidity management. Receivables Management One…
Pre-Qualify Early for a Home Loan If You Are in the Market to Buy
Our current lending environment offers historically low interest rates in conjunction with an extremely hot real estate market. In a setting where multiple offers are being received on any property priced from $150K – $450, it is important to ensure that your offer is taken seriously. To do so, get…
Avoid These Financing Mistakes That Kill Business Valuations
Having a well-financed business that doesn’t rely on bad sources of debt goes a long way to making a company attractive to buyers and ensuring that it fetches an attractive valuation. But, the choices that produce a good balance sheet don’t happen overnight; it takes years of preparation to ensure…
Real Estate Strategies for Small Business Owners as Rates Rise
For even small real estate purchases, you need a financing strategy. In a rising interest rate environment, the cost of capital is edging higher for all small businesses, but especially those who need to purchase property. As a result, U.S. entrepreneurs are returning to banks in large numbers seeking to finance…